We offer a broad line of products to meet your business insurance needs.

iStock_000001789325SmallProducts and services include:

Businessowners’ Policy

A Businessowners’ Policy that is broad and comprehensive to meet businessowners’ needs in the areas of property and liability coverage. Coverage for specific businesses and optional extended coverage are also available.

Commercial Package

The Commercial Package Policy is flexible to ensure comprehensive coverages tailored for specific businesses. It includes Property, Comprehensive General Liability, Crime and Inland Marine coverages.

Commercial Auto Policy

The Commercial Auto Policy we help you navigate the often-confusing business auto insurance landscape by making sure that your commercial car insurance policy effectively protects your business.  We will work with you closely to determine which coverage options are appropriate for your needs.

What we cover

  • Manufacturing & Distributing
  • Trucking
  • Contractors
  • Delivery
  • Farm
  • Landscaping & Snow Removal
  • Errand Vehicles
  • Catering

Commercial Umbrella Policy

The Commercial Umbrella Policy provides the extra protection every business requires with extra limits where general liability and automobile limits end.

Worker’s Compensation

State law requires that every employer provide Worker’s Compensation insurance for their employees. This insurance provides coverage for accidents or disease arising from employment as prescribed by these state laws. Benefits can include lost wages, medical expenses, and permanent disfigurement disability payments
BONDS – We have the resources to provide you with court bonds (i.e. notary bonds) and contractor bonds.


  • Pay Your Bill

    You can pay your bill by phone during normal business hours (8:30am-5pm M-F) at 734-429-5491. Click here to set up online bill pay directly with your insurance carrier.

  • "We switched our personal and business insurance to Hartman Agency nearly 5 years ago. Initially, we switched carriers because of the price, but we have stayed because of the service. Whether it is changing coverage, needing a certificate of insurance, or filing a claim, Jill has always been very responsive to our requests. The one word I would use in having Hartman handle our insurance needs is EASY and with managing a busy home and business, EASY is what I appreciate!"

    – Florence Kasper, personal lines client and owner Kasper & Sons Inc.